Flex-loan – another new brand on the loan market through which we can obtain both a payday loan and a long-term loan up to 24 months.
Today, a completely new brand, a completely new company in my modest thresholds – is called Creditpoly and in its offer it has loans up to PLN 12,000 with a repayment period of up to 24 months. However, this is not the only proposition because the company also has a few minutes, but more on this in the material below.
When I first looked at the Creditpoly website, I was convinced that I was dealing with another brand that grew on the basis of well-known companies on the domestic loan market. It turns out, however, that this brand is not related to any known names from the non-banking sector.
Long-term loans up to 12,000 PLN
– the main Flex-loan proposal are long-term loans whose repayment can be spread into monthly installments. We will have a choice from 3 to 24 months. Out of curiosity, I checked the cost of the loans, which we can easily calculate using the calculator available on the website. It is not excessive for non-bank conditions, and what’s more the costs belong to one of the lower ones that I found in this type of proposal, at least when it comes to amounts of up to PLN 5,000.
Waiver for 1500 PLN for free
– as I mentioned at the beginning of the article, long-term loans are not the only company offer. We will also find here some timeouts, which in the case of new customers are free as part of the available promotion. The first minute that we can borrow reaches up to PLN 1,500 and we can take such a loan for up to 60 days without incurring any additional costs. The repayment of the loan will take place in two equal monthly installments and we will give back the same amount as we borrowed.
Conditions for obtaining a loan through Creditpoly.
The most important criterion is to have the status of an adult citizen of Poland and a current ID card. In addition, we must have full legal capacity (making statements or incurring liabilities on your own behalf) and an active bank account. Unfortunately, we do not have information on which debtors’ registers or databases are verified by FlexFinder when verifying the data of persons applying for a loan.